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Contact Me! Buying or selling a home requires forms, reports, documents, and statements. I will help you prepare the best deal and avoid delays or costly mistakes. There are many negotiating factors, including but not limited to, price, financing, terms, date of possession, and inclusion or exclusion of repairs, furnishings, or equipment. I can advise you as to which investigations and inspections are recommended or required. When visiting an open house. The agent who is holding the open house represents the seller. Their fiduciary duty is to the seller, which means they must represent the seller to the best of their abilities. Anything you say to that agent can be used during negotiations. A buyer’s agent always has your best interests in mind. 

Getting preapproved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you a number of advantages. When you find a property, sellers will take your offer more seriously given that you have a lender that has committed to backing your offer.It also gives you the assurance that you’re looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities.You’ll have an edge over other buyers who aren’t preapproved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

Before an offer is even written, I will provide you with a snapshot of the marketplace, including listings in the area that are comparable to the property you want.

This crucial information will help establish an appropriate starting offer and ensure that your offer stays competitive.
I will then write the offer and present it with the necessary research and documentation to the seller’s agent for review. 

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The seller can then accept, reject or counter your offer.

Inspection. The inspection process is designed to help the buyer understand the condition of the home they are purchasing. The inspection is ordered by the buyer and paid for at the time of the inspection. An inspector will look for safety issues, major repair items and maintenance items.

Appraisal. For purchases where a lender is involved, the appraisal is ordered by the lender. The appraisal must meet the purchase price of the home for the lender to agree to finance the purchase.

Final Walkthrough. The final walkthrough is an opportunity for the buyer to ensure that all repairs have been made and that the sellers have left the home in “broom swept” condition. Buyers should also make sure that all appliances that the sellers agreed to leave are in the home.

After all inspections are completed, repairs are negotiates and accepted, the appraisal is good and the Final Walkthrough is completed we then move onto closing.

This is where all documentation is signed to transfer possession of property, making sure all funds have been provided for transaction, and verify there are no leans on the property.

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